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One Size Never Fits All: Why LegalZoom and Similar Sites Could Cause Legal Doom

One Size Never Fits All: Why LegalZoom and Similar Sites Could Cause Legal Doom image

In 2019, we celebrate the 30th anniversary of the World Wide Web. In 30 years, we have seen companies like Amazon.com rocket from a small bookseller to a global retail titan. We now pay our bills, plan vacations and read the news online – concepts completely foreign just two decades ago. With the onslaught of internet-based businesses inevitably came the notion that legal services could be just as quickly and easily delivered at the touch of a button – thereby spawning the household name “Legalzoom.com.” However, services like those offered at “one-size-fits-all” legal sites are often ultimately troublesome for clients...

The Glass Half Full for Females Facing Risk in Retirement

The Glass Half Full for Females Facing Risk in Retirement image

Thoughts provided by Catherine M. Seeber, CFP®, CeFT®, Vice President and Financial Advisor at CAPTRUST with a special concentration for those individuals facing a life transition (divorce, widowhood, retirement…) located in Lewes, DE.

It’s not all doom and gloom as the gap is shrinking every year as it relates to the gender pay gap. Although a recent study by ADP Research Institute found that the wage gap between men and women still exists (women earn 79% of what me are paid) women are more likely to save than men, and they’re saving a higher percentage of wages. According to Ahu...

Medicaid Planning: Benefits of a Medicaid Asset Protection Trust Versus an Outright Gift

Medicaid Planning: Benefits of a Medicaid Asset Protection Trust Versus an Outright Gift image

Written by: Michele Procino-Wells, Esquire

You’ve decided it is time to consider your options with regard to Medicaid planning. You haven’t met with an attorney yet, but you’ve heard that qualifying for Medicaid coverage for a nursing home stay will require reducing your net worth and assets. In considering this, you decide the easiest way to accomplish this goal is to start gifting your property, assets, and real estate now, then you won’t have to worry about it later, right?

Unfortunately, this solution may seem simple on its face – but there may be a far better option to accomplish...

Caregiver Agreements: Can You Pay Loved Ones for Caring for You?

Caregiver Agreements:  Can You Pay Loved Ones for Caring for You? image

Written by: Michele Procino-Wells, Esquire

A Caregiver Agreement, also known as Personal Care Contract or a Personal Service Contract, is a written contract between an elderly person in need of care and a person that can offer them the care they need. Generally, the caregiver is an adult child or other family member, who is under contract to complete specific services for the elderly parent/person in exchange for money or other considerations. The services generally include things like meal preparation, bill paying, laundry, housekeeping, transportation, etc.

These contracts have various benefits for both the elderly person and the caregiver. From...

Estate Planning for Your Stage of Life

Estate Planning for Your Stage of Life image

Much like the dynamics of our lives evolve over time, so too should the contents and structure of our estate plans. It is a mistake to believe you only need an estate plan upon reaching a certain age or milestone like retirement. To the contrary, estate planning is necessary from college to the nursing home, and at many points in between. The following examines various life stages and estate planning suggestions for each:

The Young and the Invest-less: You are never too young to consider an estate plan. For instance, who will handle your student loan debt if you pass...