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Estate Planning for Regular People

Estate Planning for Regular People image

Estate planning is not just for the wealthy. People of more modest means can also benefit from it. It does not have to be difficult.

When you start talking to people about planning their estates, they often respond in a similar way. It goes something like this: “I am not rich. I am a regular guy and do not have very much. There is no reason for me to go through the difficult process of getting an estate plan. My family will work everything out after I pass away.”

The assumptions being made here are that estate planning is difficult...

Sundown Syndrome

Sundown Syndrome image

People who suffer from dementia often act differently at different times of the day. It is common for many to get worse near sundown.

If you use an alarm clock to wake up at the same time every day, you may reach a point where you do not really need the clock. Instead, you may sometimes wake up just before the alarm normally goes off. If you forget to set the alarm, you will often wake up at about the same time as well.

This can happen even if you went to bed much later than normal the previous night....

A New Definition for Alzheimer's

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By changing how they define Alzheimer’s Disease, scientists hope they can better understand how it works and possibly find new treatments.

Some diseases are very easy to define, especially when it involves something physical. For example, chicken pox is defined by the presence of the active virus in your bloodstream and the physical marks associated with the disease.

Other diseases are defined by the presence of certain symptoms, such as various mental health diseases and Alzheimer’s is one of the latter. It is defined by people who have certain symptoms.

Some scientists would like to change that for research purposes...

What to Do If You Are a Will Beneficiary

What to Do If You Are a Will Beneficiary image

Should you be notified that you are the potential beneficiary of someone’s estate, then what happens next depends on state laws.

When a will is filed in probate court, one of the first things normally required is to notify everyone who is named in the will or who may potentially benefit from the will. Sometimes, that can be many people, as is the case of the recently deceased actor John Mahoney.

His estate is worth approximately $5 million and there are 38 people who could be beneficiaries. Most of the time, the number of people notified is likely to be...

Returning to Work

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Studies have shown that an increasing number of retired Americans are choosing to return to work. The reason is normally not because they need money.

Most people dream of the day when they no longer must work for a living. After a long work life, they dream of being able to do other things with their time. It does not apply to everyone, but most people look forward to retirement.

We also tend to think that retired people stay retired. However, over the last couple of decades, studies have found that an increasing number of retired people decided to go...